What types of ID are required when cashing a domestic Money Order?

When cashing a domestic Money Order, a government or state issued photo ID is required to verify the identity of the individual presenting the Money Order. This type of ID typically includes driver's licenses, state identification cards, and passports, all of which have a photograph and are recognized as valid forms of identification by financial institutions.

The need for identification is essential for preventing fraud and ensuring that the Money Order is cashed by the rightful owner. A photo ID carries sufficient weight as it includes personal identifying information that can be matched with the details on the Money Order, which adds a layer of security to the transaction.

Other forms of identification mentioned in the options, such as a passport or birth certificate, do not universally qualify because not all states accept birth certificates as a valid form for cashing a Money Order. Employee identification cards and credit or debit cards also do not meet the criteria, as they may not include a photo or are not generally recognized by the USPS or banks for this specific transaction. The requirement for a government or state issued photo ID aligns with standard practices to maintain security and proper identity verification when handling financial instruments like Money Orders.